The banks are the pushers. Gordon Brown is the Colombian Cartel. We are the junkies. The markets are the Drugs Squad.
Brown had a bumper crop of cash (which he also watered down) and sold it to his pushers, the retail banks, at a knocked down price. The pushers got us hooked and we (well, some of us) mainlined on credit.
Unfortunately the Anti Narcotics Police, in the guise of the markets, mounted a successful raid on the Colombian Cartel's drug farms and factories and the supply dried up.
Now comes the cold turkey.